Luxembourg

Step-by-Step Process for Obtaining a Residence Permit in Luxembourg

Luxembourg stands as a petite yet well-developed European nation, boasting a coveted economy and ranking among the globe’s highest GDP per capita. Luxembourg has always maintained relations with its neighboring countries, such as France, Belgium and Germany. As a matter of fact, it is strongly evident in its culture and spoken language. The population of Luxembourg has grown diverse over time, with approximately 48 percent constituting foreign nationals amongst its inhabitants.

Notably, in 2018 alone, over 10,000 individuals embraced Luxembourg citizenship. This surge in popularity can be attributed to the array of exceptional advantages the country extends, encompassing unrestricted travel and favorable taxation policies.

At Inimex, we focus on the economic immigration programs in Luxembourg, designed for foreign businesspeople, investors and financially independent individuals. A residence permit under those categories can be obtained in exchange for completing a financial investment in Luxembourg, which can take place in either a company or a local bank.

With this in mind, Inimex brings a wealth of experience and valuable tools in the field of immigration, particularly in Luxembourg. Since 1996, we have incorporated Luxembourg into our service portfolio, providing a full spectrum of immigration solutions with personalized support throughout the residence permit and citizenship application processes.

Our services

Immigration and Settlement Services We Offer in Luxembourg

checkVisa: The immigration visa application is a critical step for nationals seeking to settle in Luxembourg. Our team will provide comprehensive assistance in compiling your application, offering guidance at every stage of the process. checkReal Estate: Personalized investment advice and one-on-one support to identify and capitalize on real estate investment opportunities, tailored to your financial goals and living preferences.
check Residence Permit: Assistance in obtaining a residence permit at the General Department of immigration. Citizenship application support through naturalization after 5 years of residency. check Bank: Assistance with opening bank accounts, managing compliance correspondence and ensure adherence to regulatory requirements with local banks, including Banque de Luxembourg and BGL BNP Paribas.
check Business Setup Services: Development of business and financial plans, assistance with the company registration process, and securing the necessary permits and accreditations. checkIntegration: Professional accompaniment navigating administrative procedures, such as medical coverage, exchanging a driver license, validating diploma equivalences, obtaining operating licenses, and much more.

Advantages

Key Benefits of Becoming a Resident of Luxembourg

Multilingual

Luxembourg is a multilingual country where most Luxembourgers learn and speak four languages: French, English, German, and Luxembourgish. This linguistic diversity makes Luxembourg an ideal place for easy immersion and integration into its life and culture.

Quality of life

Luxembourg is known for having one of the highest standards of living globally, with exceptional performance in areas like income, healthcare services, environmental quality, safety, and overall life satisfaction.

Banking System

Welcoming more than 120 private and renowned banks, Luxembourg is a favorable country to establish investment funds and financial institutions.

Fiscal Policy

Luxembourg offers appealing tax benefits, with favorable personal and corporate tax rates. The corporate tax rate is around 15%, complemented by various incentives designed to encourage investment.

Investors

Whether in real estate, business, or investment funds, Luxembourg provides an ideal environment for investment. Known for its political and economic stability, Luxembourg is also renowned for its supportive regulatory framework and transparent governance. The country continues to attract foreign investors by fostering a growing, business-friendly climate.

Services

In addition to its high standard of living, Luxembourg offers free public transport (train, bus, and tram) within the city, as well as free internet and Wi-Fi in public areas. The country is known for its top-tier healthcare, excellent education system, and a wide range of cultural and recreational activities, ensuring a high quality of life for all its residents.

Immigration Programs

Residence Permit

01 | Immigration for Investors and Financially Independent Individuals

Luxembourg offers excellent opportunities for financially independent individuals and investors looking to settle in a stable and prosperous environment. With its strategic geographic location, thriving economy, and advantageous tax system, Luxembourg is a popular destination for foreign residents. As an investor or individual with sufficient resources, you can enhance your financial freedom while enjoying exceptional quality of life, along with political and economic stability.

To qualify under the immigration program for investors in Luxembourg, you will have to select one of the following three investment options:

  • A 5-year investment of at least 500,000 euros in a new or already established business in Luxembourg.
  • An investment of at least 3,000,000 euros in a Luxembourg bank. This investment must be maintained for the duration of your residency as an investor in Luxembourg and managed through a portfolio that may include stocks or funds, depending on the bank’s offerings and associated risks. The objective of this investment is to generate and ensure a stable income to justify sufficient financial means.
  • A 5-year investment of at least 20,000,000 euros in a local bank.

All documents must be properly legalized and translated into German, French, or English prior to the submission of your immigration application. While the provided list offers a general overview, the specific documents required may differ based on your unique circumstances and case details.

  • International passport.
  • National identification card.
  • Police clearance record.
  • Birth certificate.
  • Marriage certificate and/or divorce certificate (if applicable).
  • Curriculum Vitae.
  • Academic diplomas.
  • Bank certificates and statements.
  • Comprehensive medical insurance covering all health risks in Luxembourg.
  • A duplicate of the temporary stay authorization.
  • A duplicate of the arrival declaration issued by the local administration.
  • Medical test results carried out in Luxembourg.
  • Supporting documents verifying sufficient funds.
  • Proof of property ownership or a lease agreement for a property in Luxembourg.

The application process for a residence permit under the investor program in Luxembourg is based on 3 main steps:

1. First step: Application for an authorisation to stay

The first step of the process consists of applying for a permission to stay in Luxembourg. An application will have to be sent to the Luxembourg immigration authorities. Based on the selected investment option, the organization that will receive the application will differ. If the investment concerns a local business, in this case the application will have to be forwarded to the Ministry of Economy. In case of an investment in a local bank, the application will have to be addressed to the Ministry of Finance.
In the event that the application file is approved, a temporary permit valid for 3 months will be issued.

2. Second step: Visa application

A visa application will be required in the event the applicant requires a Schengen visa to enter Luxembourg.The visa application will be handled by the Consular services of Belgium.

3. Third step: Travel to Luxembourg and validate the stay

After receiving the authorization of stay and a visa if required, the applicant will be able to travel to Luxembourg. Upon the applicant’s arrival, it is important to declare the official arrival to Luxembourg. A medical examination is expected to be conducted.
This step, along with the authorization, gives the right to reside in Luxembourg until the official residence permit is issued.
With these preparations accomplished, the applicant can proceed to apply for residence permit in Luxembourg as an investor.
It’s worth mentioning that during different stages of the process, the selected investment will have to be executed.
During the first year’s validity of the residence permit, the Ministry of Finance will reach to the applicant with the objective of confirming the compliance with the investment commitments made.

An investment in a business will have to be included in one of the categories approved by Luxembourg regulation. Activities in the craft, industrial and commercial fields are allowed.

Furthermore, several fields or professions need to comply with Luxembourg regulations. Specific authorizations or accreditations may be necessary to obtain the right to practice the profession in the country.

Different trades demand a business or operating license. This requirement is relevant to the catering sector, employment agencies, specific industrial operations, security, and surveillance firms, among others.

Lastly, certain foreign graduates might need to navigate a process to validate their degrees in Luxembourg. This step is necessary for them to engage in their professions within the country’s legal framework.

We will be glad to evaluate your project and discuss this further to assess your profile and needs.

02 | Citizenship of Luxembourg

Luxembourgish citizenship can be acquired through the process of naturalization. Naturalization confers upon the person concerned all the civil and political rights associated with being a Luxembourgish national. The main requirements are the following:

  • To have legally resided in Luxembourg for at least 5 years. The final year of residence immediately preceding the naturalization application must have been uninterrupted.
  • Justify knowledge of the Luxembourgish language, as evidenced by a Luxembourgish language test pass certificate and have taken the ‘Vivre ensemble au Grand-Duché de Luxembourg’ course or passed the test covering the topics taught in this course.
  • Acquiring Luxembourgish nationality is subject to a condition of good repute. Consequently, Luxembourgish nationality is refused:
  • If the applicant has made false statements, concealed important information or acted fraudulently during the naturalization procedure.
  • If the applicant has received, in the Grand Duchy of Luxembourg or abroad:
  • A criminal sentence or a custodial sentence of 12 months or more; or
  • A suspended sentence of 24 months or more.

The following list of documents is required to apply for citizenship of Luxembourg via naturalization. Additional documents may be required based on the applicant’s specific situation and rules in place.

  • Birth certificate.
  • Passport.
  • Police certificate from the country of citizenship and of any country of residence since the age of 18 years old and during the previous 15 years preceding the submission of the citizenship application.
  • Luxembourgish language test pass certificate.
  • Certificate confirming the attendance of the ‘Vivre ensemble au Grand-Duché de Luxembourg‘ course or passing of the exam covering the course.
  • If applicable, a decision of the Minister authorizing an exemption from submitting one or more of the required documents. This exemption can be obtained upon reasoned request from the Minister of Justice, who has sole authority to grant it.

To embark on the journey towards acquiring citizenship of Luxembourg, let us begin with an initial meeting where you can share your unique circumstances. We will then take the reins and outline the comprehensive roadmap, detailing the necessary documents you will have to provide to assemble your application file. Rest assured, we will be on hand to address any queries you may have about your path to Luxembourgish citizenship.

Once your application file is meticulously prepared, we will diligently submit it to the pertinent immigration authorities in Luxembourg. From that point forward, your role becomes one of anticipation as we await the outcome of your application – an outcome we have every confidence will be positive. Depending on your circumstances and exemptions, there’s a possibility that you may need to undergo an interview to assess your proficiency in the Luxembourgish language.
Upon successful approval, a transformative moment will arrive. A formal naturalization ceremony will mark your transition into a Luxembourgish citizen. Alongside this momentous event, you will be bestowed with a Luxembourgish national identity card and a Luxembourgish passport, symbols of your newfound citizenship. It’s important to note that any unmarried dependents under the age of 18 will also gain Luxembourgish citizenship if they reside with you, attend school in Luxembourg, and are included in the naturalization decree.

Your journey to becoming a Luxembourgish citizen is supported by our dedicated team, ensuring you are fully equipped to embrace this next chapter of your life.

Documents

Examples of documents

Contact Us

+352 691 721 921

43 Av. John F. Kennedy, Luxembourg

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